
When there are two of us, a yours, mine and ours budget is always ideal. Introducing the budgeting template that accounts for individuals and families alike.
Each of you plans your own money in your own budget, then you come together to plan for the family. If you prefer to keep your personal finances to yourselves, that's fine too. You can each fill your budget in your own copy of the sheet and simply bring your contribution to the table when you sit down to plan the family budget together.
If you share one sheet, whatever you each put towards the family flows straight into the family budget, so you can see exactly what you are working with as a home. Whether you run a joint account or simply share the bills between you, it works the same way.
It runs from January to December, so the months that look different, leave allowance, 13th month, school fees, are planned for ahead of time and don't catch you unawares.
Inside, you'll find a budget for each partner, a family budget, the five budgeting categories from the Money Simplified Course, and a sample family already filled in so you can see how it all comes together.
It works on Google Sheets and Excel, and it is free.
Download yours and plan your year together.